The Holy Spirit as a Deposit

Ephesians 1

13And you also were included in Christ when you heard the word of truth, the gospel of your salvation. Having believed, you were marked in him with a seal, the promised Holy Spirit, 14who is a deposit guaranteeing our inheritance until the redemption of those who are God’s possession—to the praise of his glory. (Ephesians 1:13, 14, NIV)


The Daily DAVEotional

What do you know about the Holy Spirit? To many Christians, the Holy Spirit remains a mystery. We know He’s important because He’s mentioned along with the Father and the Son as a member of the Holy Trinity. But for many Christians, that’s the extent of their knowledge and understanding of the Holy Spirit.

I mentioned in a previous post how Francis Chan referred to the Holy Spirit as the “Forgotten God”, which was the title of a book he wrote on the Holy Spirit.

The Holy Spirit’s role in the life of the believer is absolutely critical even though many Christians are blissfully unaware of who the Holy Spirit is or what role He plays in their lives.

So who IS the Holy Spirit and what is His role?

I wrote about the nature of the Holy Spirit in my blog post, “Is the Holy Spirit Like the Force in Star Wars?“, in which I demonstrated that the Holy Spirit is God.

I also wrote recently here about two verses in Ephesians that tell us ONE aspect of the Holy Spirit’s role in the life of those who follow Christ, namely that the Holy Spirit functions as a seal.

Closely related to His function as a seal, the Holy Spirit, according to Ephesians 1:14, functions as a deposit.

What exactly does Paul mean when he says that the Holy Spirit is a deposit?

To answer that question, I’ll ask you a different question.

Have you ever taken out a loan for a car or for a home?

If you have, it’s likely that you made a down payment or put down a deposit. Unless of course you paid cash in full for your purchase. If you did that, then Dave Ramsey would be very proud of you.

For most people, having enough cash on hand to buy a car might be possible, but it’s less likely that you are paying cash in full to buy a house. Especially in this market (have you seen the prices of homes lately?)

Anyhow, if you took out a loan for a house or a real nice car, you likely put down a deposit, or a down payment. Also if you’ve ever rented an apartment or a home, you likely put down a deposit to secure the lease.

The deposit has one function – skin in the game. The purpose of a deposit is for you to put a portion of your own hard-earned money into the loan. This gives the lender confidence that you are a responsible borrower and you are more likely to make the payments on the loan.

In the event that you as a borrower fail to make the payments on the loan, you forfeit your deposit. Most borrowers will not want to lose their deposit, especially if it represents a significant amount of money.

This verse says that the Holy Spirit functions like a deposit. The Holy Spirit is given to the believer as a down payment, guaranteeing that God will ultimately deliver on all future salvation promises.

When we make a down payment on a loan, we are promising the lender that we are “good for the balance”. We’re saying that we will make all the payments until the loan is fully paid.

However, even though we may have good intentions. a loan default is still possible. As humans, we don’t always keep our promises. But even though WE may not always fulfill our financial obligations, what are the chances that God will fail to keep His promises related to salvation? ZERO.  God cannot default on Himself. It is impossible for Him to be unfaithful.

So when the Bible says that the Holy Spirit is a deposit, it means that everything God has promised us related to our full and future redemption as believers WILL come to pass. You can take that to the bank!

Reflection

Have you ever made a down payment on a loan – for a house or car, or other item? If so, what was it?

Have you, or someone you know ever defaulted on a loan? What were the circumstances?

Have you ever been a renter and not received your full deposit back when you moved out? What were the reasons why you did not get all of your deposit back?

What do you think it means that the Holy Spirit is a deposit, guaranteeing our future redemption as believers?

What is the future redemption that the text speaks about? What exactly is the involved in the future redemption, which the Holy Spirit has secured for us as believer?

 

Photo by RDNE Stock project: https://www.pexels.com/photo/close-up-photo-of-an-agreement-on-a-paper-7841821/

 

The Holy Spirit as a Seal

Ephesians 1

13And you also were included in Christ when you heard the word of truth, the gospel of your salvation. Having believed, you were marked in him with a seal, the promised Holy Spirit, (Ephesians 1:13, NIV)

Ephesians 4

30And do not grieve the Holy Spirit of God, with whom you were sealed for the day of redemption. (Ephesians 4:30, NIV)


The Daily DAVEotional

In 2009, popular speaker and Christian author Francis Chan wrote and released his book “Forgotten God.” The book was an aptly titled treatise on the Holy Spirit, the often misunderstood and neglected third member of the Trinity.

Many Christians are confused about the role of the Holy Spirit. We understand God the Father. We imagine Moses talking to the Father as he encounters the burning bush. Or we think of the Old Testament prophets communicating with “The Father”.

We also understand Jesus because we read about Him in the gospels and the New Testament epistles. In our minds, we see the actions of Jesus and we hear His words as He teaches the crowds and interacts with His disciples.

But who is this Holy Spirit character? We know He’s a part of the Trinity but we often don’t know what He does or why He’s important.

I wrote about the nature of the Holy Spirit in my blog post “Is the Holy Spirit like the Force in Star Wars“, demonstrating that the Holy Spirit is God!

Beyond knowing that the Holy Spirit is a person and that He is God, what exactly is the role of the Holy Spirit in my life? What does He do? Does it even matter?

There’s a whole theology built around understanding the nature and the person of the Holy Spirit. It’s called Pneumatology, The Greek word “pneuma” (pronounced “nooma”) means “breath, wind, or spirit.” Hence, pneumatology is the study of the Holy Spirit.

To understand the Holy Spirit completely would take more time than just a brief blog post, but we do learn something specific about the role of the Holy Spirit in the life of believers from these two verses in Ephesians.

From these two verses, we learn that the Holy Spirit is a seal. What exactly does that mean?

A seal has many purposes.

For one, a seal was used to demonstrate ownership. In modern times, ranchers will brand their cattle and livestock with a branding iron, which is like a seal. This brand is a specific logo or emblem that represents that ranch and all livestock branded with that emblem are owned by that ranch.

Ephesians 1:13 says that we “were marked in Him with a seal, the promised Holy Spirit.” One role of The Holy Spirit then is to act as a seal, essentially imprinting a God-tattoo on our soul, demonstrating that we now belong to God.

A second purpose of the seal is to demonstrate authority.

In ancient times, a seal was used to identify an individual. The seal authenticated a person via an emblem or a device that could be used to make an impression in wax or clay.

Genesis 38 tells the story of Tamar who disguises herself as a prostitute in order to sleep with her father-in-law, Judah. When Judah asks her what he can give her as security while she waits for payment for services rendered, she replies,

“I want your identification seal, your cord, and the walking stick you are carrying.” So Judah gave these items to her. She then let him sleep with her, and she became pregnant. (Genesis 38:18, NLT)

In today’s culture, a seal is often used by official entities (like the government) to demonstrate the authority and authenticity of a document. As I look at my driver’s license, for example, it is embossed with the “Great Seal of the State of California”, which demonstrates that the identification is authentic and legal.

So the Holy Spirit is given to us as believers to authenticate our relationship with God. It is real. It is authentic. It is officially from God.

A third purpose of a seal is one of security. A seal was often used in official communication to ensure the security of the message. A document would be folded and a piece of wax or clay would be used to “seal” the fold. The seal of the person (often a signet ring) was used to press into the wax and create an official image that represented that person. If the seal was broken before reaching the recipient, the recipient would know that the communication was perhaps compromised.

According to Ephesians 4:30, the Holy Spirit “seals” the believer for the day of redemption. What that means is that the Holy Spirit is given to believers to secure all of the promised elements related to our future salvation.

Of course there’s a lot more to know and understand about the role the Holy Spirit plays in our lives as believers. But one important role is that He is a seal, which shows that we now belong to God, we are authentic members of His family and that all of God’s future promises related to salvation are secure.

Reflection

At the outset, it was suggested that the Holy Spirit is the often over-looked, misunderstood third member of the Trinity (the Forgotten God). What has been your understanding and experience with the Holy Spirit as a believer? Before reading this post, what has been your relationship with the Holy Spirit in your daily Christian life?

What are some examples in your own experience of a seal?

One purpose of the seal is to show ownership, like a brand on livestock. When you think about being “owned” by God, how does this affect you as a follower of Christ? What impact, either positive or negative, does this have on you as you seek to live out the Christian life?

Another purpose of a seal is security. What do you think it means that the Holy Spirit secures all of the promises related to our future salvation? What exactly is He securing? What difference does this make in how you live out your faith?

 

Photo by Anna Tarazevich: https://www.pexels.com/photo/close-up-photo-of-a-stamp-on-a-paper-5425648/